SERVICES

BUDGETING AND CASH FLOW PLANNING

This isn’t just for businesses. On a personal level, you should be setting a budget so you can better understand what you can spend monthly. It holds you accountable and makes you think about what you can spend so you don’t over-spend on unnecessary things. For starters, understand the difference between your cashflow, and a budget. Cash flow is how much income you have left over after all your fixed and variable expenses—this is a critical step in the process of succeeding financially. 


A budget projects how you expect to allocate your cash flow and records how the cash flow was spent at the end of the month.

DEBT MANAGEMENT

Our debt management service is designed to navigate you through the complexities of debt, transforming your financial challenges into opportunities for growth and freedom. Whether you're overwhelmed by credit card debt, student loans, or personal loans, we offer tailored solutions to meet your unique financial situation.


Together we can begin transforming your debt into your biggest opportunity for financial freedom.

Business People Using Calculator — New York, NY — BlackBelt Wealth Advisory

INSURANCE PLANNING

People often don't think about insurance as a financial strategy. In the complex experiences of life, insurance coverage is a safety net to ensure that unforeseen events never unravel your financial security. Our financial planning service is your ally, offering a bespoke buffer against uncertainty. We tailor insurance solutions to cushion every facet of your life—health, home, auto, and beyond—because we believe peace of mind is priceless.


Our dedicated specialists work with you to understand your situation, delivering a personalized insurance portfolio that evolves with your life's journey. From assessing risks to comparing policies, we streamline the process, making it transparent and accessible.



Your goals are unique, and so are the risks you face.

Discussing Business Plan — New York, NY — BlackBelt Wealth Advisory

RETIREMENT INCOME PLANNING


Our retirement income planning services are designed to help individuals prepare financially for their retirement years. This includes creating a comprehensive plan that focuses on income generation, asset management, and tax strategies to ensure a stable and sufficient income stream during retirement. We will assess your current financial situation, future goals, and risk tolerance to tailor a strategy that maximizes retirement savings and investments. Our services also include managing pensions, Social Security benefits, 401(k) plans, IRAs, and other assets to provide a balanced and sustainable retirement income. Additionally, we incorporate planning for healthcare costs, estate planning, and adjusting the plan as circumstances change over time to maintain financial security in retirement.

ESTATE PLANNING

You don't have to be wealthy to have an Estate Plan. BlackBelt Wealth Advisory will work with you through the entire process by helping you identify your assets, assigning beneficiaries, designating the executor of your will, and plan for taxes. We also assist with more complex aspects such as planning for incapacity or setting up trusts. Our unique process puts a plan in reach for everyone. Now is the time to protect your assets and ensure your wishes are fulfilled.

TAx PLANNING

We offer guidance on how to minimize tax liabilities through various tax-efficient investment strategies and timing of income. We can also assist with Philanthropic Planning to assist clients in planning their charitable giving in a tax-efficient manner.

Education Funding

Investing in education is investing in the future, and BlackBelt Wealth Advisory is dedicated to turning academic aspirations into reality. Through strategic education funding, we provide a cornerstone for clients to build a stable platform for their children's learning journey or their own continuous personal development. Our approach encompasses savings plans like 529 College Savings Plans or Education Savings Accounts, tailored to benefit from tax advantages while growing your educational nest egg.

Business Financial PLANNING

We partner with businesses to sculpt a detailed financial strategy that serves as the foundation for sustained growth and stability. We understand that each business is a unique entity with its own challenges and aspirations, which is why we offer customized planning that includes cash flow analysis, risk management, investment strategies, and corporate structure optimization.

Our services are designed to equip your business with the tools for financial efficiency, whether that's through identifying cost-saving opportunities, tax planning, or ensuring adequate capital for expansion. We also focus on succession planning and exit strategies, ensuring that the financial health of your business is preserved for future generations or a seamless transfer of ownership.

LIFE PLANNING SERVICES

Life Planning™ syncs your life and financial goals into one. We create a custom, actionable plan for you to take so you can achieve your dreams. 


This unique and powerful financial advising method is based on the premise that advisors should first discover a client's most essential goals in life before formulating a financial plan — to ensure that the client's finances will fully support their goals.


Through our specialized onboarding process, we get to know clients in an in-depth, meaningful way — which allows us to serve as a true partner in helping them to meet their personal and financial dreams.

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