Certified Financial Planner in New Jersey
J.R. Gurrieri, CFP, is the founder of BlackBelt Wealth Advisory in New Jersey. This financial planning firm is known for its unique approach to financial advising, which utilizes a method called Financial LIFE Planning™. We meet with clients onsite, face-to-face as well as virtually depending on their needs.
J.R. believes that, as a financial advisor, he should first discover a client's most essential goals in life — financial and otherwise. Only then can he appropriately recommend a financial plan to help clients achieve their goals and turn dreams into reality.
WHAT IS THE LIFE PLANNING™ APPROACH?
This unique and powerful financial advising method is based on the premise that advisors should first discover a client's most essential goals in life before formulating a financial plan — to ensure that the client's finances will fully support their goals.
Through our specialized onboarding process, we get to know clients in an in-depth, meaningful way — which allows us to serve as a true partner in helping them to meet their personal and financial dreams.
Why Customers Trust BlackBelt Wealth Advisory
Authentically Cares About Clients
Financial and life planning is about understanding what it is that makes somebody light up. We genuinely want to know you, your goals, what makes you tick, etc., so we can create the best plan for you.
Worry-Free Planning and Execution
We take away your worries so they can focus on what matters. We help you clearly define goals. Then, you can expect actionable steps to achieve those goals.
FREQUENTLY ASKED QUESTIONS
1. What is Financial LIFE Planning™?
Financial LIFE Planning™ is a process that helps align your financial resources with your personal goals, values, and vision for the future. Rather than focusing solely on investments, it starts by understanding what matters most to you and then creates a financial strategy to support those goals.
2. How is Black Belt Wealth Advisory different from other financial advisors?
We take a holistic approach that combines life planning, financial planning, retirement strategies, investment management, and legacy planning. Our goal is to help clients make financial decisions that support the life they want to live.
3. Do I need a financial advisor if I already have investments?
Yes. Investment management is only one part of a comprehensive financial plan. A financial advisor can help coordinate retirement income, tax strategies, estate planning, risk management, and long-term financial goals.
4. When should I start planning for retirement?
The best time to start planning is now. Whether retirement is 30 years away or just around the corner, having a strategy in place can help you make informed decisions and work toward a more confident financial future.
5. Can you help me determine when to claim Social Security benefits?
Yes. Social Security claiming strategies can significantly impact your retirement income. We help clients evaluate their options and determine how Social Security fits into their overall retirement plan.
6. What should I bring to my first consultation?
It's helpful to bring recent investment statements, retirement account information, insurance policies, tax returns, and any questions or concerns you have about your financial future. This allows us to gain a clear understanding of your current situation.
7. Do you help with estate planning?
Yes. While we do not provide legal services, we work closely with estate planning attorneys and other professionals to help ensure your financial plan aligns with your legacy goals, beneficiary designations, trusts, and wealth transfer objectives.
8. How often should I review my financial plan?
We recommend reviewing your financial plan at least annually and whenever major life events occur, such as marriage, divorce, retirement, receiving an inheritance, starting a business, or welcoming a child.
9. Do you work with business owners?
Absolutely. We help business owners with retirement planning, succession planning, investment strategies, and creating financial plans that support both personal and business objectives.
10. What is the first step to working with Black Belt Wealth Advisory?
The first step is scheduling a consultation. During this meeting, we'll discuss your goals, concerns, and vision for the future so we can determine whether our Financial LIFE Planning™ process is the right fit for your needs.
BlackBelt Wealth Advisory is ready to help. We know you worked hard to get where you are. Now it’s our job to help you keep your investment life on track, based on your shifting needs and goals. We look forward to hearing from you.
